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Excerpt from What Consumers Need to Know About Mortgages

Sorry this is late. There was some behind the scenes drama; the server the website was hosted on had a crash and the website had to be migrated and for boring technical reasons I couldn't log in to some functions...

Real Loans for Real People September 18th, 2009

The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! Conforming Rates Thirty Year Fixed Rate Loans 4.875% 30 Year fixed rate loan, with one total point...

Real Loans for Real People September 1, 2009

The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! The lenders and investors seem to be sending a strong signal that they expect rates to rise....

Real Loans for Real People August 14th, 2009

The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! Conforming Rates Thirty Year Fixed Rate Loans 4.875% 30 Year fixed rate loan, with one total point...

New Consumer Article: Assuming Seller Concessions On Loan Quotes

The new consumer article for today is Assuming Seller Concessions On Loan Quotes, which discusses why lenders do this: To make an expensive loan look not so expensive. But there is no way to get seller concessions (Seller Paid Closing...

Real Loans for Real People July 14th, 2009

The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! Conforming Rates Thirty Year Fixed Rate Loans 5.00% 30 Year fixed rate loan, with one total point...

Real Loans for Real People July 7th, 2009

The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! Conforming Rates Thirty Year Fixed Rate Loans 5.00% 30 Year fixed rate loan, with one total point...

Real Loans for Real People June 24th, 2009

The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! Conforming Rates Thirty Year Fixed Rate Loans 5.25% 30 Year fixed rate loan, with one total point...

Real Loans for Real People June 10th, 2009

The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! I am sorry to have to report that we've had a spike in rates available and costs...

Real Loans for Real People June 4th, 2009

The Best Loans Right NOW (based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates) Rates appear to have mostly fallen off a bit from last week in conventional conforming land, but...

Real Loans for Real People May 27th, 2009

The Best Loans Right NOW (based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates) I do fear that rates have risen due to inflation fears and government spending. If you've been...

Real Loans for Real People May 21st, 2009

The Best Loans Right NOW (based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates) Conforming Rates Thirty Year Fixed Rate Loans 4.75% 30 Year fixed rate loan, with NO points (discount...

FHA Approves Using Tax Credit for Closing Costs

Very interesting. Unprecedented even FHA Ok with Up Front Tax Credit or, in other words, using the tax credit money at closing. We all want to enable FHA consumers to access the tax credit funds when they close on their...

Real Loans for Real People May 12th, 2009

The Best Loans Right NOW (based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates) Conforming Rates Thirty Year Fixed Rate Loans 4.875% 30 Year fixed rate loan, with NO points (discount...

Real Loans for Real People May 5th, 2009

The Best Loans Right NOW (based upon "real people credit", not absolutely perfect credit) Conforming Rates Thirty Year Fixed Rate Loans 4.875% 30 Year fixed rate loan, with NO points (discount or origination) to the consumer and NO PREPAYMENT PENALTIES!....

Real Loans for Real People April 30th, 2009

The Best Loans Right NOW (based upon "real people credit", not absolutely perfect credit) Conforming Rates Thirty Year Fixed Rate Loans 4.625% 30 Year fixed rate loan, with only one point (that's a total discount and origination) to the consumer...

Real Loans for Real People April 21st, 2009

The Best Loans Right NOW (based upon "real people credit", not absolutely perfect credit) Conforming Rates Thirty Year Fixed Rate Loans 4.625% 30 Year fixed rate loan, with only one point (that's a total discount and origination) to the consumer...

Real Loans for Real People April 15th 2009

The Best Loans Right NOW (based upon "real people credit", not absolutely perfect credit) Conforming Rates Thirty Year Fixed Rate Loans 4.5% 30 Year fixed rate loan, with only one point (that's a total discount and origination) to the consumer...

Real Loans for Real People March 24th, 2009

The Best Loans Right NOW (based upon "real people credit", not absolutely perfect credit) Conforming Rates Thirty Year Fixed Rate Loans 4.625% 30 Year fixed rate loan, with only one point (that's a total discount and origination) to the consumer...

Real Loans for Real People March 10th, 2009

The Best Loans Right NOW (based upon "real people credit", not absolutely perfect credit) Conforming Rates Thirty Year Fixed Rate Loans 4.875% 30 Year fixed rate loan, with only one point (that's a total discount and origination) to the consumer...

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